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Promoting Access to Mortgage Credit

On March 13, 2026, President Donald Trump issued Executive Order 14393, titled "Promoting Access to Mortgage Credit." This order aims to enhance the availability and affordability of mortgage credit by reducing regulatory burdens, particularly for community and smaller banks. It directs several federal agencies to consider revising existing regulations and supervisory guidance to streamline mortgage lending processes, modernize appraisal standards, and promote digital mortgage practices. The order also seeks to encourage competition among lenders and improve housing finance liquidity, ultimately facilitating better access to homeownership for creditworthy borrowers, including those in rural and low- to moderate-income households.